✦ A storybook for starting over

Rebuilding wealth.
Designing freedom.
Living beautifully.

For women starting over — after the layoff, the divorce, the drift, the decade that didn’t go to plan. You’re not behind. You’re at the beginning of a better chapter.

Honest letters each month on rebuilding — and the free Start From Zero guide when you join.

Or start with my story ▸

you, probably

Everyone else seems to have it figured out.

It feels too late to start.

I thought I was the only one.

You’re not. This whole place exists because I thought that too.

Chapter Onechoose your door

Where would you like to begin?

🎬

Watch

The whole rebuild, filmed as it happens. Long-form stories every week on YouTube — the money, the mess, the meaning.

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🌿

Free Tools

The Start From Zero guide and the free lite Intentional Budget Template — find your Breathing Number in one quiet evening.

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🕊️

1:1 Program

Ninety days, just us — rebuilding your money and your life, chapter by chapter, with someone who’s actually done it.

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Chapter Twothe three pillars

Freedom Number™

The one figure that turns “someday” into a date on the calendar — and makes retirement math feel human.

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Intentional Spending Test™

Three questions that end budget guilt — so every dollar either builds your life or buys you joy, on purpose.

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The Intentional Budget

Four categories, one page, zero shame — the plan that finally makes every dollar work inside a system.

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The Intentional Budget · Google Sheets
Fixed Costs50–60%
Investments10–20%
Savings5–10%
Joyful Spending10–25%
Your Breathing Number
✦ The signature tool

The budget that finally feels like yours

Not a spreadsheet that scolds you — a plan that breathes. Four categories, your real numbers, and space for joy on purpose.

Full template

All six tabs, sample figures included, yours forever.

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Education, not financial advice — your numbers, your decisions. 🤍

Chapter Threein their words
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First NameWorked with Carissa · year
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Chapter Fourfrom the journal
Featured image
Starting Over

Why I’m Starting Over at 38

Six figures by thirty, a one-way flight to Spain, and the question that changed everything: what am I waiting for?

Newest · 9 min read
Read the journal ▸

Where Did It All Go?

Intentional Spending · 8 min

Dreaming Again

Starting Over · 7 min

Your Breathing Number

Freedom Number · 8 min

The Anti-Vision

Starting Over · 6 min
Chapter Fivewatch & listen

Every story lives in three forms — watch, listen, or read.

Why I’m Starting Over at 38

Where Did It All Go?

Dreaming Again

Your Breathing Number

Also as a podcast: SpotifyApple PodcastsYouTube Music
✦ Hi, I’m Carissa

I built the six-figure life. Then I walked away from it.

Eight years in e-commerce. Six figures by thirty. And a quiet Tuesday when I realized I’d built everything except a life I actually wanted.

Now I’m rebuilding — money, meaning, all of it — at 38, in public, one honest chapter at a time. If you’re starting over too: welcome. You’re early, not late.

Read my story ▸

✦ The free guide

Start From Zero: Budget, Invest & Build the Life You Actually Want

My honest first 30 days — the exact steps, the real numbers, and the permission slip you’ve been waiting for.

Education, not financial advice. Unsubscribe anytime — no hard feelings. 🌸